Generally, condo owners are responsible for:
- The interior of their unit (walls, flooring, cabinets, appliances, etc.)
- Personal insurance (often an HO-6 condo policy)
- Utilities that serve only their unit
- Any limited common elements (like balconies or assigned storage), as outlined in the documents
The Association is typically responsible for maintaining the building’s roof, exterior walls, structural components, and common areas — but always check your governing documents for specifics.